Mike Cardus

JANUARY 26, 2020

Being able to align the different services, constraints, and diverse pathways into a coherent vision and action. customer service, sales, finance, quality management, innovation) and products together in your business. Through innovation, you create new positions, service, and quality products.

Business Model 147

Business Model Reputation Quality Constraint 147

The Horizons Tracker

JANUARY 12, 2025

A Shaky Job Market More than 1,300 companiesfrom small businesses to major players in tech, finance, healthcare, education, and manufacturingshared insights on hiring trends. Big companies use artificial intelligence for tasks like resume screening and interview scheduling, while smaller ones lag due to cost constraints.

Skills 60

Skills Ethics Constraint Report 60

Mills Scofield

NOVEMBER 11, 2014

Charles Hensley''s perspective about tax inversion challenges us to think about ''national'' status, incentives, and the constraints of 20th C thinking. IFJ is a rapidly expanding student-run publication that seeks to educate the undergraduate community about topics in finance, economics, business and technology.

Finance 131

Finance Incentives Education Pharmaceuticals 131

The Horizons Tracker

NOVEMBER 17, 2021

A few years ago I wrote about innovation and entrepreneurship in Norway and Qatar. They believe that their findings add additional nuance to the current narrative that suggests that the decline in entrepreneurship is largely a consequence of higher startup costs, labor constraints, or even the aging population. Opportunity costs.

Entrepreneur 108

Entrepreneur Long-term Cost of Capital Skills 108

Strategy Driven

OCTOBER 13, 2023

As the world grapples with waste management challenges, the city of Houston stands as a beacon of innovation. Sustainable Solutions: Beyond the Here and Now Embracing Technological Innovations The role of technology in shaping sustainable biomedical waste management cannot be overstated. The era of isolated efforts is over.

Sharpe 95

Sharpe Management Case Study Policies 95

The Horizons Tracker

JULY 26, 2021

. “Most of the evidence on career disruptions covers menial labor and relatively unskilled, low-wage workers, but are there analogous effects for high-skill, white-collar workers with fewer liquidity constraints?” ” White-collar resilience.

Career 126

Career Banking Reputation Constraint 126

The Horizons Tracker

AUGUST 22, 2024

Research from Leiden University reveals that financial constraints significantly influence individuals’ decision-making processes, particularly regarding whether to act immediately or defer action. However, it’s worth noting that the impact varies across different cultures.

Short-term 64

Short-term Constraint Long-term Banking 64

The Horizons Tracker

JULY 18, 2024

The sensitivity of younger businesses to their owners’ investment setbacks can be attributed to their reliance on a single source of financing. Other forms of finance Interestingly, mature companies increased their reliance on bank debt following an owner’s wealth shock, while younger ones witnessed a decrease in bank debt.

McCombs 52

McCombs Entrepreneur Constraint Maturity 52

Harvard Business Review

APRIL 4, 2012

In low-income countries, according to World Bank data in a recent paper by the consultancy Dalberg, 43% of businesses with between 20 and 99 employees say that access to finance is a major constraint. The White House has called this gap between the demand and supply of finance for small and medium enterprises a "market failure.[and]

Entrepreneur 17

Entrepreneur Globalization Microfinance Finance 17

Harvard Business Review

SEPTEMBER 16, 2014

Access to credit is a key constraint for entrepreneurs. These innovative players, such as OnDeck, Funding Circle, and Fundera are disrupting the market by using technology to solve problems that have made small business lending costly for traditional banks. There is reason for optimism. In August, OnDeck announced an IPO valued at $1.5

Credit Scoring 14

Credit Scoring Banking Dunning Metrics 14

Harvard Business Review

JUNE 29, 2015

And a recent working paper out of the Dusseldorf Institute for Competition Economics ( DICE ), a think tank of sorts, focuses on the latter by exploring whether leveraged buyouts (LBOs) make firms more innovative. PE investors don’t typically invest in firms known for innovation.

LBO 8

LBO Innovation Sample Short-term 8

Harvard Business Review

MAY 16, 2016

New, growth-hungry businesses are disproportionately likely to innovate and to create jobs. In theory, more financing should mean better terms for startups, though it’s not clear that that’s how it always works in practice. Still, startup finance is something the American economy does comparatively well.

Venture Funding 13

Venture Funding Finance IPO Constraint 13

Harvard Business Review

FEBRUARY 8, 2013

Some innovative and determined professionals working in world's largest and most complex corporations are choosing to stay put and use their corporate platforms to lead change. Matt Ellis at CBRE, a global leader in real estate services, is designing financing structures that will provide capital for clients' energy efficiency initiatives.

Real Estate 11

Real Estate Constraint Entrepreneur Chemicals 11

Harvard Business Review

MARCH 29, 2018

The audience for such innovation wants to be receptive: A recent American Hospital Association (AHA) survey found that 75% of senior hospital executives endorsed the importance of digital innovation. Yet, despite their stated enthusiasm, hospitals have been notoriously slow to adopt digital innovations. health care system.

Budgeting 8

Budgeting System Innovation Payback Period 8

Harvard Business Review

FEBRUARY 10, 2012

Secondly, beyond opportunity and flexibility, the level of productivity possible in the operations I describe above has been boosted several-fold by the growing proliferation of next generational models in finance, banking, and logistics. This post is part of the HBR Insight Center The Next Generation of Global Leaders.

Supply Chain 15

Supply Chain Globalization Politics Franchising 15

Harvard Business Review

SEPTEMBER 27, 2013

Paul Volcker famously said the only financial innovation to improve society in recent memory was the ATM. Malik nods toward this problem, writing of financial innovations: People race to try it, hoping to earn higher returns, and that works; for a while, anyway. Entrepreneurship Finance Technology' Not everyone agrees.

Venture Capitalist 9

Venture Capitalist Finance Hedge Advertising 9

Harvard Business Review

JUNE 9, 2014

And as the shift away from the industrial economy continues, a wider percentage of this institutional capital will go towards innovation startups through a rise in speculative investing , which has been predicted by a number of Silicon Valley venture capitalists. Entrepreneurship Finance'

Entrepreneur 11

Entrepreneur Venture Capitalist Mezzanine Short-term 11

N2Growth Blog

SEPTEMBER 1, 2010

reduced due to time constraints, but if you wanted to get a head start on finding the best ones, check out this list by Mike Myatt, and this one by Jurgen on [.] reduced due to time constraints, but if you wanted to get a head start on finding the best ones, check out this list by Mike Myatt, and this one by Jurgen on [.] I Think Not.

Blog 411

Blog Leadership Follow-up Media 411

Harvard Business Review

JANUARY 10, 2013

The opportunity may entail: 1) pioneering a truly innovative product; 2) devising a new business model; 3) creating a better or cheaper version of an existing product; or 4) targeting an existing product to new sets of customers. For example, a new venture might employ a new business model for an innovative product.

Definition 14

Definition Entrepreneur Business Model Tactics 14

Harvard Business Review

MARCH 16, 2011

For example, at Kenya Women Finance Trust , we were intrigued to hear about the "marriage counseling" its human resources department offers to the newlyweds among its women employees. One result was the innovative supplemental health insurance product MFW launched in April 2010.

Microfinance 16

Microfinance Diversity Banking Entrepreneur 16

Harvard Business Review

APRIL 11, 2013

A focus on the huge need for additional investment and potential difficulties in financing it dominate the debate. There is huge potential to speed up permits and land acquisition particularly for new transport infrastructure, to structure contracts to encourage innovation and cost savings, and to strengthen collaboration with contractors.

Transportation 10

Transportation GDP Globalization Finance 10

Harvard Business Review

MAY 1, 2017

So, in real terms, debt financing is essentially free. Others reward easy-to-measure improvements in existing processes over less-easily-quantified innovations. Companies that encourage innovation take steps to overcome these organizational obstacles. The result: a shortage of good growth ideas.

ROE 15

ROE Long-term GDP Short-term 15

Harvard Business Review

DECEMBER 17, 2013

Modern design schools increasingly encourage this, demanding that graduates be familiar not just with a traditional creative skillset, but with ethnography, finance, coding, and a host of other competencies. Getting someone to this point, however, can take guidance that seems counter-intuitive. The Master Craftsman.

Management 9

Management Creativity Licensing Core Competence 9

Harvard Business Review

MARCH 14, 2016

.” The history of the founders and entrepreneurs behind unicorns is therefore rich in failures; this allows them to instill in their companies a culture that emphasises the importance of anticipating the constraints behind an innovative idea as fast as possible by testing its viability. Financed by VC firms.

Company 8

Company Succession Analysis Entrepreneur 8

Harvard Business Review

JULY 17, 2018

The Board Had No Finance Committee. GE’s board had another major structural defect: It lacked a finance committee. As I have explained elsewhere , a finance committee is critical for a board in complex public companies like GE, which are involved in a broad range of retirement plans, stock buybacks, and large acquisitions.

Committee 8

Committee Welch Finance Participative 8

Harvard Business Review

OCTOBER 11, 2013

At Goldman Sachs, one element that was different in the lead up to the financial crisis was not the amount of leverage but the constraints and incentives faced by partners. But leverage limits may have unintended consequences for capital markets’ competitiveness, innovation, growth, and efficiency. Ethics Finance Risk management'

Incentives 8

Incentives Banking Ethics Crisis 8

Harvard Business Review

SEPTEMBER 16, 2014

Access to credit is a key constraint for entrepreneurs. These innovative players, such as OnDeck, Funding Circle, and Fundera are disrupting the market by using technology to solve problems that have made small business lending costly for traditional banks. There is reason for optimism. In August, OnDeck announced an IPO valued at $1.5

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

APRIL 26, 2016

These conversations highlighted some attitudes and values that seemed to go a long way toward explaining Silicon Valley’s innovation identity. The kind of innovation that creates new markets always goes against the grain. Here are the ones that struck us most: Lace audacity with grit. Build platforms, not products.

Venture Capitalist 8

Venture Capitalist Company Succession Long-term 8

Harvard Business Review

NOVEMBER 15, 2013

Cooperation should dominate in goal setting, administrative simplification, measurement and transparent reporting of costs and outcomes, community-based prevention, public education, learning systems for care innovation, and planning of elements of care for which it is technically best to have only one supplier. Fix the Handful of U.S.

Health Care 8

Health Care Cooper Insurance Cost 8

Harvard Business Review

JULY 15, 2013

The Management Innovation Exchange is currently running a competition to "hack" the human resources function to enable organizational adaptability. Historically, people got to the C-suite by progressing up the career ladder in one discipline, moving among multiple companies until they made it to an executive role in finance, sales, etc.

CIO 10

CIO Crisis Competitive Advantage Webinar 10

Harvard Business Review

NOVEMBER 15, 2013

These efforts have addressed the infrastructure, processes, and financing (e.g., Follow the Leading Health Care Innovation insight center on Twitter @HBRhealth. Leading Health Care Innovation. Constraints on Health Care Budgets Can Drive Quality. accountable care , medical homes ) of care delivery. Fix the Handful of U.S.

Cost 8

Cost Health Care Insurance Short-term 8

LDRLB

OCTOBER 4, 2011

I’ve just finished reading another good article about an innovator’s need to open the mind. Articles like these always make me wonder: Doesn’t the other 95% of the business need to innovate, too? Their reactivity drags down whatever innovations do arise, and it’s really too bad. Create constraints.

Wilde 101

Wilde Innovation Leadership Resistance 101

LDRLB

OCTOBER 4, 2011

I’ve just finished reading another good article about an innovator’s need to open the mind. Articles like these always make me wonder: Doesn’t the other 95% of the business need to innovate, too? Their reactivity drags down whatever innovations do arise, and it’s really too bad. Create constraints.

Wilde 90

Wilde Innovation Leadership Resistance 90

Harvard Business Review

JULY 12, 2017

They have deep resources for innovation with the ability to accelerate the penetration and adoption of digital products. Innovation and change. They are leaders in driving innovation, building on their existing advantages in efficient and effective ways. Digital technologies are poised to change the future of work.

Policies 8

Policies Innovation Technology Politics 8

Harvard Business Review

APRIL 9, 2015

That positive, innovative approach is not only far more likely to lead you to a beneficial solution, but also to a place of trust. We have to remember that they may be operating under constraints as well.” “Negotiation isn’t about conceding, it’s about being creative,” Weiss adds. It’s who they are.

Supply Chain 8

Supply Chain How To Price Case Study 8

The Horizons Tracker

JUNE 16, 2021

The platform offers around 400 self-paced and interactive courses on a range of topics, including applied finance and Python for data science. “We already know that time constraints are one of the biggest barriers for people who learn online,” the researchers say. “It’s the No.

Education 111

Education Constraint Learning-by-Doing Compliance 111

Harvard Business Review

MARCH 25, 2011

Bravo for companies that are starting to focus on innovation again! But even with this renewed attention to innovation, some managers keep projects resource-starved, in the belief that scarcity drives creative invention. So, does this mean that, when it comes to innovation, the more resources, the better? It's about time.

Constraint 15

Constraint Creativity Innovation Resources 15