The Horizons Tracker

NOVEMBER 26, 2021

One’s credit score is often hugely important, with it very difficult to secure substantial loans, such as mortgages, without a healthy credit rating. This can also mean, however, that it doesn’t take much to send your credit rating spiralling in the wrong direction. Risk assessment.

Credit Risk 75

Credit Risk Credit Scoring Tools Credit Rating 75

The Horizons Tracker

OCTOBER 11, 2020

The researchers believe that a part of this is due to poor financial literacy, with 82% of those African Americans surveyed lacking knowledge of things such as their credit score, or of the state agencies designed to help small businesses. Despite this, Black entrepreneurs make up just 3.5% of all business owners in the US.

Credit Scoring 130

Credit Scoring Entrepreneur Credit Rating Banking 130

The Horizons Tracker

AUGUST 19, 2024

The researchers highlighted that discriminatory pricing practices, such as setting loan prices based on a customer’s credit score, may not be permissible in all countries. Many nations mandate that loans must be offered at the same price to all consumers, regardless of individual credit scores or other factors.

Credit Scoring 64

Credit Scoring Finance Price Credit Rating 64

Harvard Business Review

MAY 17, 2017

Even better, blockchains can spur local high-tech innovation. The Dubai Blockchain Strategy (disclosure: Vinay is the designer) envisions moving all government documents — more than 100 million documents per year — onto a blockchain by 2020, creating a new platform for innovation and huge cost savings.

Marketing 8

Marketing Technology Banking Efficiency 8