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How Can You Manage Your Small Business Finances More Effectively Using Loans?

Strategy Driven

Business loans are an option available to businesses to help with finances. Also like other types of loans, a business owner’s credit rating can be a deciding factor in whether a loan is approved or not, and it impacts the interest rate of any loan as well. Why Are Loans Vital to Small Businesses?

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Study Suggests AI Could Reduce Bias In Car Finance

The Horizons Tracker

New research from the University of Bath suggests that lenders in indirect retail channels, like car dealerships, could significantly boost their profits by incorporating artificial intelligence (AI) into their operations. Notably, it centered its analysis on an average customer, rather than individuals at the extreme ends of credit ratings.

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Who Really Benefits From Ride Sharing?

The Horizons Tracker

What’s more, the availability of finance has been a key ingredient in the growth of the sector. Provision of capital The gig economy is unlike other sectors as the platforms don’t own any assets themselves or provide participants with the capital they require to operate.

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The 5 Easiest Ways to Build Business Credit

Women on Business

However, if your company can build business credit, you will find yourself gaining more opportunities to access cash. Whatever you do, don’t operate your business on your personal credit. Make the financially fit decision Use these 5 quick tips to start building business credit today. It takes time.

Dunning 186
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What are the Best Working Capital Loan Options in 2019?

Strategy Driven

If you are operating a start-up, you may face problems with managing the cash flow of your business efficiently and may have to rely on working capital loans. Instead, they pay for the operational costs of a business and is a good indicator of the short-term health of the business.

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How Share-Price Fixation Killed Enron

Harvard Business Review

It appears that Enron''s final fatal mistake was to try to support its stock price instead of living up to key contractual obligations required to maintain its credit rating. What caused Enron''s bankruptcy was, quite simply, the loss of its investment-grade credit rating. Ethics Failure Finance'

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What Economists Know That Managers Don’t (and Vice Versa)

Harvard Business Review

In this worldview, disasters only happen because the rules of the game in which the businesses operate must be flawed. Economy Finance' Partly because profit maximization is a bedrock assumption and partly because maximization is a basic mathematical tool, economists have trouble dealing with firms that are not maximizing profits.