Harvard Business Review

SEPTEMBER 21, 2012

Businesses operate in more spheres than ever — in-store, in-person, telephonic, web, mobile, and social channels. The idea is that direct driving behavior over time will be more predictive than traditional proxies such as age, credit rating, or geography. How are we going to coordinate multi-channel data?

Insurance 15

Insurance Team Credit Scoring Retail 15

Harvard Business Review

AUGUST 10, 2011

From falsified mortgage applications and bundles of toxic mortgages, to incorrect credit ratings and balance sheets that couldn't be trusted, the financial crisis is as much about bad data as it is about unfettered greed. Unfortunately, reputational risk is only the tip of the iceberg when it comes to bad data quality.

Health Care 15

Health Care Credit Rating Quality Reputation 15

Harvard Business Review

APRIL 1, 2014

These hacks are things like badges, diplomas, dress codes, and, as it happens, credit ratings. It is happening now because the powerful combination of the mobile phone, the social graph, and new authentication technologies is reducing the cost of using social capital effectively at a transaction level. Workarounds.

Social Capital 11

Social Capital Credit Rating Reputation Learning-by-Doing 11

Harvard Business Review

MAY 17, 2017

Much has been made of the potential for blockchain technologies to open up new vistas for business and society. But is there a way for this revolutionary technology to empower the rich and poor alike? How Blockchain Works Here are five basic principles underlying the technology. Distributed Database.

Marketing 8

Marketing Technology Banking Efficiency 8