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10 Ways to be a Better Team Player :: Women on Business

Women on Business

Categories : Communications , Ethics , Leadership , decision-making Echo Garrett is the National Practice Manager for KPMGs Financial Credit Risk practice and a Co-Founder of "Her Voice", a National Womens Organization that brings women together for local support and charitable opportunities.

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StrategyDriven Editorial Perspective – Good Intentions, Bad Results: Learning from the Panic of 1826

Strategy Driven

Most of these “affordable” loans were in fact sub-prime, “for persons with blemished or limited credit histories,” and “carry a higher rate of interest than prime loans to compensate for increased credit risk,” according to HUD.gov. Both crises proved it’s not.

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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. After all, isn’t the customer’s voice relevant if you are going to finance a plumber or restaurant?

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A Practical Approach to Reading Signals in Data

Harvard Business Review

With fairly few signals in their models, the FICO score doesn't have the ability to distinguish between credit risk in a generally high risk group. For example, thousands of signals can be used to analyze an individual's credit risk. The way to address this is to add more signals.

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What Macroeconomists Are Missing

Harvard Business Review

The rest of the reading list: " Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model ". Stock Market Conditions and Monetary Policy in a DSGE Model for the U.S. ". " The Bank of England Quarterly Model ".

Banking 15
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The Downside of the Fed’s Increasingly Complicated Expectations Game

Harvard Business Review

Greenspan again: “I think the evidence probably is conclusive, that a necessary and sufficient condition for a bubble is a prolonged period of economic stability, stable prices, and therefore low risk spreads, credit risk spreads.”. Economy Finance Managing uncertainty' But I think the man is on to something.

Bond 8
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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. After all, isn’t the customer’s voice relevant if you are going to finance a plumber or restaurant?