Women on Business

JANUARY 9, 2011

Categories : Communications , Ethics , Leadership , decision-making Echo Garrett is the National Practice Manager for KPMGs Financial Credit Risk practice and a Co-Founder of "Her Voice", a National Womens Organization that brings women together for local support and charitable opportunities.

Press Release 169

Press Release Team Discount PR 169

Strategy Driven

MARCH 6, 2014

Most of these “affordable” loans were in fact sub-prime, “for persons with blemished or limited credit histories,” and “carry a higher rate of interest than prime loans to compensate for increased credit risk,” according to HUD.gov. Both crises proved it’s not.

Insurance 51

Insurance Banking Crisis Discount 51

Harvard Business Review

SEPTEMBER 16, 2014

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. After all, isn’t the customer’s voice relevant if you are going to finance a plumber or restaurant?

Credit Scoring 14

Credit Scoring Banking Dunning Metrics 14

Harvard Business Review

JANUARY 7, 2014

I tried to get Greenspan to talk me for my November HBR article on economics and finance since the crisis , but he said he’d promised his publisher to keep mum until the book was out, which was too late for my purposes. It was the form in which the asset was financed. One is finance and the other is non-finance.

Long-term 15

Long-term Banking Short-term Finance 15

Harvard Business Review

DECEMBER 19, 2013

Greenspan again: “I think the evidence probably is conclusive, that a necessary and sufficient condition for a bubble is a prolonged period of economic stability, stable prices, and therefore low risk spreads, credit risk spreads.”. Economy Finance Managing uncertainty' But I think the man is on to something.

Bond 8

Bond Policies Long-term Short-term 8

Harvard Business Review

SEPTEMBER 16, 2014

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. After all, isn’t the customer’s voice relevant if you are going to finance a plumber or restaurant?

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

NOVEMBER 8, 2012

With fairly few signals in their models, the FICO score doesn't have the ability to distinguish between credit risk in a generally high risk group. For example, thousands of signals can be used to analyze an individual's credit risk. The way to address this is to add more signals.

Credit Risk 12

Credit Risk Credit Scoring Retail Technology 12