The Horizons Tracker
NOVEMBER 26, 2021
One’s credit score is often hugely important, with it very difficult to secure substantial loans, such as mortgages, without a healthy credit rating. The post AI-Based Credit Risk Tools Can Be Ruined By Noisy Data first appeared on The Horizons Tracker.
The Horizons Tracker
MARCH 9, 2022
The users of cashless payment systems can benefit from this approach by virtue of lower interest rates as they generally have a lower risk of defaulting. Assessing credit risk. The authors argue that these benefits could drive more people towards cashless payment systems.
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Strategy Driven
JUNE 18, 2024
High-quality data is indispensable for informed decision-making, operational efficiency, customer satisfaction, regulatory compliance, and innovation. Innovation and Competitive Advantage Innovation is a key component of growth and competitive advantage.
The Horizons Tracker
DECEMBER 22, 2022
“If you can think back to a time when banks had branches with local managers, it has been very well-documented that they are much better at assessing credit risks than people back in head office, for example,” the authors explain.
The Horizons Tracker
JUNE 2, 2020
The very act of diversifying trade patterns itself does not come without any risk, as transport costs are likely to grow, and companies are forced to operate in unfamiliar markets with unfamiliar bureaucracy. Add in currency and credit risks, and it’s by no means an easy pivot to make.
Skip Prichard
AUGUST 2, 2019
Technology change is speeding business up and providing an edge for disruptive innovators. We believe good organization problem solving will increasingly utilize advances in artificial intelligence to predict patterns in consumer behavior, disease, credit risk, and other complex phenomena. But that isn’t the whole story.
Strategy Driven
MARCH 6, 2014
Most of these “affordable” loans were in fact sub-prime, “for persons with blemished or limited credit histories,” and “carry a higher rate of interest than prime loans to compensate for increased credit risk,” according to HUD.gov. But was it a new financial world?
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