Remove Credit Risk Remove Innovation Remove Management
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The Critical Importance of Data Quality Over Mere Data Collection

Strategy Driven

High-quality data is indispensable for informed decision-making, operational efficiency, customer satisfaction, regulatory compliance, and innovation. Business operations, ranging from supply chain management to customer service, depend heavily on accurate and timely data.

Quality 91
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What Motivates Power-Hungry Bosses

The Horizons Tracker

“If you can think back to a time when banks had branches with local managers, it has been very well-documented that they are much better at assessing credit risks than people back in head office, for example,” the authors explain.

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Small Firms Shifting Horizons As A Result Of Brexit

The Horizons Tracker

The very act of diversifying trade patterns itself does not come without any risk, as transport costs are likely to grow, and companies are forced to operate in unfamiliar markets with unfamiliar bureaucracy. Add in currency and credit risks, and it’s by no means an easy pivot to make. ”

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7 Steps to Problem Solving

Skip Prichard

Technology change is speeding business up and providing an edge for disruptive innovators. It used to be that you could learn the core skills for a career in college and graduate school – think management, accounting, law – and then apply it over forty years. What do leadership teams most struggle with in the new environment?

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StrategyDriven Editorial Perspective – Good Intentions, Bad Results: Learning from the Panic of 1826

Strategy Driven

Most of these “affordable” loans were in fact sub-prime, “for persons with blemished or limited credit histories,” and “carry a higher rate of interest than prime loans to compensate for increased credit risk,” according to HUD.gov. But was it a new financial world?

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Just Using Big Data Isn’t Enough Anymore

Harvard Business Review

Identify opportunities for innovation. Innovation continues to be a source of promise for Big Data. Success stories of Big-Data-enabled innovation remain relatively few at this stage. But funding won’t be enough; innovating with Big Data will require boldness and imagination as well.

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How P&G and American Express Are Approaching AI

Harvard Business Review

There is a tendency with any new technology to believe that it requires new management approaches, new organizational structures, and entirely new personnel. Ash Gupta is President of Global Credit Risk and Information Management at American Express, and Guy Peri is Chief Data Officer and Vice President of Information Technology at P&G.