Credit Scoring, Dunning and Marketing

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Credit Scoring

Dunning

Marketing

Use Data to Fix the Small Business Lending Gap

Harvard Business Review

SEPTEMBER 16, 2014

Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. My recent Harvard Business School Working Paper on small business credit explores new technology-driven entrants in the world of small business lending.

Credit Scoring

Credit Scoring Banking Dunning Metrics

Use Data to Fix the Small Business Lending Gap

Harvard Business Review

SEPTEMBER 16, 2014

Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. However, all these online models depend on developing accurate new predictive models of credit assessment, often using new sources of data.

Credit Scoring

Credit Scoring Banking Dunning Metrics

Leadership Digital

Use Data to Fix the Small Business Lending Gap

Use Data to Fix the Small Business Lending Gap

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