Credit Scoring Finance Innovation 
The Horizons Tracker
NOVEMBER 26, 2023
Equipped with business profiles that exceeded the criteria for loan qualification, the Black testers were furnished with even stronger profiles (including higher business income, longer operational history, greater funds in their accounts, and superior credit scores).
The Horizons Tracker
AUGUST 19, 2024
The researchers highlighted that discriminatory pricing practices, such as setting loan prices based on a customer’s credit score, may not be permissible in all countries. Many nations mandate that loans must be offered at the same price to all consumers, regardless of individual credit scores or other factors.
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HR Digest
JANUARY 2, 2022
In this article, we will discuss how Generation Z’s habits differ from those of previous generations regarding finances and work ethic. Generation Z are known for being more responsible with their money than millennials, so they tend to have a higher credit score. They are also very innovative and come up with new ideas.
Strategy Driven
JANUARY 23, 2020
How are you going to finance the idea which you have in your mind is the main question. When you read the biography of any big businessmen they all tell how they gather up finances. Money is an essential component of any business. Profit and Loss: Another important thing lender wants to know is how well is your business running.
Strategy Driven
SEPTEMBER 5, 2019
Amongst the world’s ambitious graduates are some of the next generation’s entrepreneurs and innovators. Levi King , entrepreneur, CEO and Co-Founder of Nav, advises never to mix personal and business finances for the following reasons: • Separating business and personal finances helps you look legit. • In an article for Inc.,
Talent Anarchy 1
SEPTEMBER 8, 2023
What sets NewRez apart is its commitment to innovation, customer service, and a wide range of mortgage products that cater to diverse needs. FHA Loans Federal Housing Administration (FHA) loans are tailored for first-time buyers and those with lower credit scores. commonly known as NewRez.
Harvard Business Review
SEPTEMBER 16, 2014
Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. My recent Harvard Business School Working Paper on small business credit explores new technology-driven entrants in the world of small business lending.
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