Harvard Business Review

AUGUST 11, 2014

Small businesses are also instrumental to our innovation economy; small firms produce 13 times more patents per employee than larger firms and employ more than 40% of high technology workers in America. Neither sales nor employment have fully recovered, and credit seems harder to come by. Finance Small/medium business Technology'

Technology 12

Technology Banking Class Real Estate 12

Harvard Business Review

APRIL 26, 2017

banks are going to survive the coming wave in financial technology (fintech), they’ll need to finally take digital transformation seriously. Small businesses are starting to demand banking services that have engaging web and mobile user experiences, on par with the technologies they use in their personal lives.

Banking 16

Banking Stage-Gate Credit Scoring Competitive Advantage 16

Harvard Business Review

SEPTEMBER 16, 2014

Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. However, all these online models depend on developing accurate new predictive models of credit assessment, often using new sources of data.

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

AUGUST 28, 2014

Prospective borrowers are evaluated based not just on credit score, but also factors like debt-to-income ratio, and what the borrower plans to spend the loan on. Finance Small/medium business Technology' Lending Club matches lenders and borrowers, and charges both for the service.

IPO 9

IPO Due Diligence Credit Scoring Hedge 9

Harvard Business Review

DECEMBER 6, 2017

Therefore, in order for new identity verification approaches to be widely adopted by government and business, they will need to leverage multiple layers of currently available information and technologies to help individuals prove identity to a prospective employer, creditor, educational institution, etc. Insight Center. Sponsored by Varonis.

Crisis 13

Crisis Insurance Technology Credit Scoring 13

Harvard Business Review

NOVEMBER 8, 2012

A wealth of database information has been lying dormant in companies for years — only now we have the technology to understand it. In this case, they can produce a more thorough picture of an individual's credit score than the industry standard, and the result is lower cost credit to a larger number of people.

Credit Risk 14

Credit Risk Credit Scoring Retail Technology 14

Harvard Business Review

MARCH 26, 2015

CROs are deeply familiar with the troves of risk data, such as payment habits and internal credit scores, that their companies keep. The risk team helped run the numbers to ensure the client met the right credit threshold, then marketing prepared the package and the reps went to work. Cross-pollinate your talent.

Credit Scoring 8

Credit Scoring Risk Management Finance Marketing 8

The Horizons Tracker

NOVEMBER 14, 2023

The attractiveness of an individual’s loan request to potential investors typically hinges on factors such as a favorable credit score and a reasonable loan proposal. Ideological lending This intriguing question formed the basis of a study by the Georgia Institute of Technology.

Politics 119

Politics Credit Scoring Banking Proposal 119