Credit Scoring Finance Technology 
Strategy Driven
DECEMBER 14, 2023
Revenue-based financing is an excellent option for companies with consistent and recurring revenues. It also removes many risks and regulations associated with equity or debt financing. The company secured a revenue-based financing solution to accelerate its development and expand its operations.
The Horizons Tracker
NOVEMBER 26, 2023
Equipped with business profiles that exceeded the criteria for loan qualification, the Black testers were furnished with even stronger profiles (including higher business income, longer operational history, greater funds in their accounts, and superior credit scores).
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Strategy Driven
JUNE 15, 2021
Make use of technology and create a landing page and list down all important attributes of the product/service. It is essential to determine and list down the finances required to initiate and run an online business. Improve the credit score of the business. Determine Funding. There are multiple ways of funding.
Strategy Driven
FEBRUARY 1, 2021
Since the entire process is technologically driven, it ensures transparency and involves low operating costs and market risk. Here’s why P2P lending is an ideal business financing option for startups and SMEs. Also, startup owners who do not have good credit but a healthy cashflow find it tough to get loans from credit unions or banks.
HR Digest
JANUARY 2, 2022
In this article, we will discuss how Generation Z’s habits differ from those of previous generations regarding finances and work ethic. Generation Z are known for being more responsible with their money than millennials, so they tend to have a higher credit score. Gen z in the Workplace. Millennials in the Workplace.
Strategy Driven
APRIL 17, 2023
Finance is at the very heart of every business! Venturing in Without a Clear Plan Starting a business without a clear plan for your finances is like walking blindfolded. Hence, it is highly advisable to develop a business plan that maps out your business finances, the business model and the nitty gritty involved in its implementation.
Harvard Business Review
SEPTEMBER 16, 2014
Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. My recent Harvard Business School Working Paper on small business credit explores new technology-driven entrants in the world of small business lending.
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