Credit Scoring Innovation Marketing 
The Horizons Tracker
MARCH 9, 2022
Assessing credit risk. Traditionally, lenders use a range of criteria to assess our credit risk, but the new wave of fintechs entering the market tend to rely more on alternative data that goes beyond your credit score. Verifiable records.
Talent Anarchy 1
SEPTEMBER 8, 2023
In today’s dynamic real estate market, finding the right mortgage lender can be a daunting task. What sets NewRez apart is its commitment to innovation, customer service, and a wide range of mortgage products that cater to diverse needs. Home buyers are often overwhelmed by the sheer number of options available.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Harvard Business Review
SEPTEMBER 16, 2014
Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. My recent Harvard Business School Working Paper on small business credit explores new technology-driven entrants in the world of small business lending.
Harvard Business Review
OCTOBER 21, 2013
But marketers are only now connecting data from loyalty programs in physical stores with data not only about how the same customers behave on the company’s website, but also how the same or similar customers anywhere in the world behave on other websites – ranging from news sites to car sites to movies sites – all tracked using cookies.
Harvard Business Review
APRIL 26, 2017
The marketing, underwriting, and servicing of SME loans have largely taken a backseat. Recent analysis by Bain and SAP found that only 7% of bank credit products could be handled digitally from end to end. They estimate that online lenders will constitute nearly a fifth of the total SME lending market by then.
Harvard Business Review
SEPTEMBER 16, 2014
Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. However, all these online models depend on developing accurate new predictive models of credit assessment, often using new sources of data.
Harvard Business Review
MAY 17, 2017
This helps to prove their identity, cutting down on fraud and creating market efficiencies. Even better, blockchains can spur local high-tech innovation. Just getting the costs of regulation and compliance down would open world markets and create wealth, but that doesn’t have to mean changing local regulations.
Expert insights. Personalized for you.
125 
Let's personalize your content