Development MFI Operations 
Harvard Business Review
JUNE 10, 2011
The average debt-to-equity ratio of the 10 largest MFIs in India is 7.06 , indicating an average 12% equity cushion. In other words, at current repayments rates, any MFI with more than 12% of its portfolio in AP is at risk of insolvency. Losses in AP will overwhelm many institutions' equity cushion. That could likely have consequences.
Harvard Business Review
SEPTEMBER 7, 2016
With valuable learnings from the solar salesmen, we began the search to build our own dedicated team of salespeople to help us “open up shop” across each region of operation. Prem, a BioLite Burner on our West India team, gives a HomeStove demonstration to a group of customers at a microfinance branch in Rajasthan.
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