Harvard Business Review

MAY 29, 2019

Citigroup leading analyst Ronit Ghose, Lemonade Insurance founder and CEO Daniel Schreiber, and OakNorth Bank founder and CEO Rishi Khosla discuss the new possibilities that AI offers the finance industry. Those who manage to use this emerging technology to reduce friction for customers will win.

Finance 10

Finance Insurance Banking CEO 10

Harvard Business Review

MARCH 12, 2012

It was only a few years ago that Governor Deval Patrick poured some $58 million into the company and their much-lauded breakthrough solar technology (String Ribbon). By focusing on a straightforward insight: truly transformative industrial changes aren't driven by technologies replacing technologies , but by systems replacing systems.

Disruptive Innovation 14

Disruptive Innovation Competitive Advantage Business Model Technology 14

Harvard Business Review

JULY 4, 2014

In Big Bang disruption, rule-changing innovation leads to the creation of entire product lines (or the destruction of whole markets) essentially overnight, with disrupters coming from outside the industry that they are disrupting. Disruptive innovation' Most companies have taken steps toward “digitization.”

Insurance 16

Insurance Disruptive Innovation Industry Advice 16

Harvard Business Review

MARCH 31, 2021

Cryptocurrencies are fueling the emergence of decentralized finance. What is it, how does it work, and who will benefit?

Decentralization 10

Decentralization Finance Disruptive Innovation Technology 10

Harvard Business Review

JANUARY 26, 2012

Over the years, venture capitalists have been some of the most ardent students of disruptive innovation. In classic cases of industry disruption, such as in steel or airlines , incumbent firms have tens of thousands of employees. They are acutely attuned to disruptive innovation, and their size makes them nimble.

Hedge 16

Hedge Disruptive Innovation Venture Capitalist Venture Funding 16

Harvard Business Review

SEPTEMBER 27, 2013

In 2007, Clayton Christensen co-founded Rose Park Advisors, a hedge fund devoted to investing in disruptive companies. The idea was to transform his theory of disruptive innovation into an investment thesis. Disruptive innovation can take several forms, and the market understands some types better than others.

Innovation 9

Innovation Marketing Disruptive Innovation Discounted Cash Flow 9

Harvard Business Review

MARCH 9, 2016

Many governments have been focused on both making themselves more efficient through digital technology (such as making it easier to renew passports through online portals) and making their countries more attractive to digital technology companies (by reducing the cost of doing business within their borders). in 2011 to 2.9%

Entrepreneur 8

Entrepreneur Disruptive Innovation Venture Capitalist Business Model 8

Harvard Business Review

SEPTEMBER 30, 2011

He's not only the controlling shareholder of Rose Park Advisors; our investment approach is based on his theory of disruptive innovation. Especially when there is already a perceived competency gap of 70 percent in fields like science, technology, engineering and mathematics, it is vital that we close that gap, by opening our mouths.

Christensen 17

Christensen Sports Disruptive Innovation Learning-by-Doing 17

Harvard Business Review

JULY 4, 2014

In Big Bang disruption, rule-changing innovation leads to the creation of entire product lines (or the destruction of whole markets) essentially overnight, with disrupters coming from outside the industry that they are disrupting. Disruptive innovation' Most companies have taken steps toward “digitization.”

Insurance 9

Insurance Disruptive Innovation Industry Advice 9

Harvard Business Review

JUNE 9, 2014

You might see this fledgling business (Mine Kafon is being prototyped and tested now, thanks to a fully funded Kickstarter campaign to finance its development) as a brilliant act of business strategy. So as leaders, our responsibility is to embrace the importance of ongoing reinvention; to make innovation, you might say, the strategy.

Innovation 10

Innovation Disruptive Innovation Strategy Creativity 10

Harvard Business Review

JUNE 27, 2013

With traditional sources of financing unavailable, Kellond raised her first round of capital ($408,000) on Kickstarter — the ultimate in creative financing. Think about it — disruptive innovation is about playing where no one wants to play (low-end), or has thought of playing (new market).

Entrepreneur 9

Entrepreneur Sports Disruptive Innovation Innovation 9

Harvard Business Review

MAY 30, 2013

Between your idea and the helm, there are legal departments, finance departments, marketing departments, other business units, channel partners, and sometimes even your customers. Eric Schmidt, Google''s chairman, has even gone on record to suggest that maintaining this perspective on innovation is what keeps Google growing.

Company 12

Company Ries Maturity Innovation 12

Harvard Business Review

NOVEMBER 24, 2017

Since its HBR debut in 1995, the concept of disruptive innovation —the process by which a smaller company with limited resources is able to launch a product or service that displaces established competitors—has been extensively incorporated into startup vernacular.

Disruptive Innovation 9

Disruptive Innovation Entrepreneur Sample Resources 9

Harvard Business Review

SEPTEMBER 4, 2017

Over time, their products and services became better and better, and those innovative entrants moved up market, slowly increasing performance. And while that may seem appealing to unsavvy onlookers, it can be the kiss of death for a CEO facing disruptive entrants. Asset-light businesses are not financed with debt.

Christensen 9

Christensen Finance Innovation B2B 9

Harvard Business Review

NOVEMBER 15, 2017

8, to invest in small firms to test out new technologies – such as advanced data analytics or new ways to deliver products – before bringing them in-house. Some retailers maintain a separate in-house team to try out potentially superior new systems that don’t follow traditional rules, in parallel with existing processes.

Retail 15

Retail Chief Executive Officer Supply Chain Merchandising 15

Harvard Business Review

MAY 19, 2015

Hailed in the 1960s as bastions of sophisticated management, they used cheap financing to acquire, then rationalize, many family-owned firms. With GE’s recent announcement to split off its remaining finance operations , and Honeywell also considering divestment, the pressure on these groups remains in force.

Engineering 8

Engineering Learning Curve Fixed Costs Finance 8

Harvard Business Review

MAY 21, 2015

But recent technological advances and new business models are now allowing nimble players to compete and provide consumers with cost-saving alternatives. This story of disruption should feel familiar. In the case of distributed energy, various financing options let consumers save in a number of ways.

Energy 8

Energy Transportation Software Price 8

Harvard Business Review

MARCH 21, 2016

As digital technologies continue to transform the economy, many leaders are struggling to set a digital strategy, shift organizational structures, and remove the barriers that are keeping them from maximizing the potential impact of new digital technologies.

Industry 8

Industry B2C Agility Bureaucracy 8

Harvard Business Review

FEBRUARY 17, 2021

What is “deep tech?” ” And could it help bring about an age of abundance?

Disruptive Innovation 18

Disruptive Innovation Finance Technology Innovation 18

Harvard Business Review

JUNE 8, 2015

Pharmaceutical companies, buffeted by regulatory changes, new drug technologies that alter entry barriers and competition, price pressures, and an estimated 300,000 job cuts since 2000, seem to fit the popular narrative of large organizations unable to deal with disruptive forces. It’s not just products.

Health Care 8

Health Care Venture Capitalist Strategic Fit Pharmaceuticals 8

Harvard Business Review

FEBRUARY 23, 2021

New platforms are allowing users to lend and borrow cryptocurrencies for profit — and threatening to make traditional financial intermediaries obsolete.

Disruptive Innovation 10

Disruptive Innovation Finance Technology Innovation 10

Harvard Business Review

FEBRUARY 23, 2021

New platforms are allowing users to lend and borrow cryptocurrencies.

Banking 10

Banking Disruptive Innovation Finance Technology 10

Marshall Goldsmith

FEBRUARY 8, 2018

Authority on new technology and communication. Whitney Johnson – Author of the critically acclaimed: Disrupt Yourself. Co-founder of Rose Park Advisors—Disruptive Innovation Fund. A leading thinker on strategy and breakthrough innovation. Darek Lenart – Senior VP HR, Finance MasterCard. Entrepreneurs.

Executive Coaching 70

Executive Coaching CEO Banking Magazine 70

Harvard Business Review

OCTOBER 30, 2017

Finally, health care, which has been largely immune to the forces of disruptive innovation , is beginning to change. Whereas new technologies, competitors, and business models have made products and services more affordable and accessible in media, finance, retail, and other sectors, U.S. This shift is long overdue.

Health Care 9

Health Care Innovation Insurance Disruptive Innovation 9

Harvard Business Review

MARCH 2, 2015

“Technology is advancing at an unprecedented pace and this milestone allows federal regulations and the use of our national airspace to evolve to safely accommodate innovation,” Transportation Secretary Anthony Foxx said in a press release that accompanied the announcement. In Washington, business as usual.

Transportation 8

Transportation Proposal Technology Press Release 8

Harvard Business Review

DECEMBER 4, 2018

Newcomers like Harry’s still represent only a fraction of the overall market , but they’ve captured the majority of the growth in that time—a defining feature of disruptive innovation. P&G should follow suit. But inside P&G, managers had feared the new products might cannibalize their beloved Ivory soap.

Brand 14

Brand Retail Incubator Merchandising 14

Harvard Business Review

OCTOBER 28, 2013

But those impressive numbers may be eclipsed by a revolution in venture financing that is only being held back by final government approval: start-ups raising actual investment funds from individuals in exchange for equity or a share of profits. How big a deal is this “democratization” of finance? Last week, the U.S.

Disruptive Innovation 9

Disruptive Innovation Finance Venture Capitalist Supply Chain 9

Harvard Business Review

FEBRUARY 9, 2018

Hostility to the internet appeared the moment the Web became a commercial technology , threatening from the outset to upend traditional businesses and maybe even our deeply-embedded beliefs about family, society, and government. Of course, nobody thinks technology companies should be left unregulated. It isn’t.

Disruptive Innovation 8

Disruptive Innovation Technology Proposal Innovation 8