Harvard Business Review

AUGUST 28, 2017

First, individuals focus on short time horizons and thus underprepare for future threats. In short, the insurance industry is adapting in order to profit from climate risk, and in doing so it will help society adapt as well. Third, people are over-optimistic and thus underestimate their own risk exposure.

Insurance 11

Insurance Real Estate Industry Bond 11

Harvard Business Review

APRIL 29, 2015

From time to time, the basis of competition in an industry shifts so dramatically that shifting with it requires a new long-term vision that calls for the organization to do things it never would have done in the past. Connecting Three Different Business Portfolios.

Strategy 8

Strategy Long-term Health Care Insurance 8

Harvard Business Review

OCTOBER 20, 2014

Why stock prices do what they do over the short term is an enduring mystery , and I’m not going to claim to solve it here. For example, if you sell a service that you’ll be delivering for the next twelve months, the costs and revenues are supposed to be parceled out over those twelve months, regardless of when the cash changes hands.

Retail 21

Retail Finance Parcell Depreciation 21