Remove Finance Remove Innovation Remove Market Risk
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Why Some of the Most Groundbreaking Technologies Are a Bad Fit for the Silicon Valley Funding Model

Harvard Business Review

The myth of Silicon Valley is that venture-funded entrepreneurship is a generalizable model that can be applied to every problem, when in actuality it is a model that was built to commercialize mature technologies for certain markets. No innovation strategy fits every problem , so we need to keep expanding the toolbox.

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How CMOs and CROs Can Be Allies

Harvard Business Review

The lender targeted those customers with more attractive rates—rates that reflected the total life cycle value of these customers—allowing them to grow at a faster pace than peers while keeping losses within acceptable risk levels. Use risk data as an avenue for innovation. Marketing Risk management Collaboration'

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Entrepreneurship: A Working Definition

Harvard Business Review

The opportunity may entail: 1) pioneering a truly innovative product; 2) devising a new business model; 3) creating a better or cheaper version of an existing product; or 4) targeting an existing product to new sets of customers. For example, a new venture might employ a new business model for an innovative product.

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If Crowdfunding is the New Day Trading, Look Out

Harvard Business Review

Paul Volcker famously said the only financial innovation to improve society in recent memory was the ATM. After a reasonable accounting for the fact that the average high-turnover household tilts its common stock investments toward small value stocks with high market risk, the underperformance averages 86 basis points per month (or 10.3